01Trends
Where did my money go?
See spending across transactions, categories and merchants. Understand what changed over time, then correct or organize the details behind it.
Spending patternsMerchant analysisCategories
Private personal finance for Mac.
Personal finance for Mac.
Understand your money. Plan what's next.
Track spending, build a budget, forecast the next 14 days, monitor your net worth and plan retirement — while keeping your financial data on your Mac.
2 months free for eligible new subscribers · Monthly or annual · No ads
What Capehelm helps you answer
Five questions. One clear financial picture.
Start with the decision you need to make—not a list of software features.
02Budget
Am I staying on track?
Compare actual spending with your plan, spot categories worth watching and adjust monthly targets before the month gets away from you.
Budget HealthBudget BuilderMonth-end projection
0314-day Forecast
What's going to happen next?
See upcoming commitments and projected account balances before they arrive. Forecast Coverage shows whether planned expenses were covered by real transactions, so cash-flow pressure is easier to spot.
Upcoming commitmentsProjected balanceForecast Coverage
Understand the 14-day Forecast 04Net Worth + Retirement
How am I doing long term?
Track assets, liabilities and the accounts driving your Net Worth. Model how included retirement accounts may grow from contributions and assumptions over time.
Assets and liabilitiesAccount projectionsRetirement
05Reports
Can I share what matters?
Turn your numbers into concise weekly and month-end PDF check-ins that are easy to review with a partner or household member.
Weekly check-inSpending reviewMonth-end PDF
Looking for a specific workflow or capability?
Explore all featuresFrom statement to financial picture
How Capehelm Works
No bank connection required. Import your statements, review them locally, and Capehelm turns your Finance Document into a clearer view of where your money has been—and where it is heading.
- 01
Import your statements
Download a supported CSV statement from your financial institution and choose it in Capehelm. Built-in formats are recognized where available, and other usable CSVs can be mapped with the custom import workflow.
You choose what enters Capehelm. Your financial data stays local in your Finance Document—there's no automatic bank connection or finance-data upload.
Learn about importing statements - 02
Review and organize
Preview the import, confirm Categories, and review anything that needs attention. Capehelm saves reusable merchant rules locally in your Finance Document to keep future imports consistent.
Your Categories and merchant rules stay local and are applied predictably—nothing is sent away to learn from your data.
- 03
See the bigger picture
Once your Finance Document is set up, Capehelm turns your imported history into a connected view of your finances.
Budget · Forecast · Trends · Net Worth · Retirement · Reports
See Capehelm in action
Built to turn financial questions into clear next steps.
Five connected views, shown with fictional demo data.
01Forecast
See the next 14 days before they happen.
Capehelm combines recurring commitments and expected spending into a forward-looking cash-flow view.
02Trends
Understand what’s actually changing.
Explore categories and merchants to see where spending patterns are moving.
03Budget
Know where the month is heading.
Budget Health compares actual spending with your plan and projected month end.
04Net Worth
Track the whole financial picture.
Bring assets and liabilities together and follow how they change over time.
05Retirement
Model the future using assumptions you control.
Project included retirement accounts and contributions without giving up control of your data.
Pricing
Try Capehelm free for two months.
Eligible new subscribers can access the full Capehelm experience during Apple's two-month introductory free trial.
The introductory trial is available with either Capehelm subscription option, subject to Apple eligibility.
Monthly and Annual unlock the same Capehelm features.
Subscriptions are purchased, renewed, cancelled, restored and managed through Apple. Introductory-trial eligibility is determined by Apple. Read subscription FAQs.
Pricing may vary by storefront, region, currency and applicable taxes.
Download on the Mac App StoreMade for Mac
Your complete finance workspace, on your Mac.
Capehelm’s current public product is focused on a full native Mac experience.
Your complete finance workspace.
Budget, Forecast, Trends, Net Worth, Retirement, imports and full document management stay together on your Mac.
Why Capehelm is built for MacCapehelm is focused on Mac.
Capehelm is available for macOS. An iPhone or iPad companion is not currently offered.
Private personal finance for Mac
Take the helm of your finances.
Keep your financial picture private and close at hand. Eligible new subscribers receive a 2-month introductory trial.